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Scirj, Volume XII [2024]
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Scirj Volume IX, Issue XII, December 2021 Edition ISSN: 2201-2796 
Private Health Insurance in Syria: Challenges and Benefits
Maher Alaref, Orwa Al-Abdulla Abstract: Private health insurance is one of the many tools countries use to provide health services for their citizens. However, the experience of private health insurance in developing countries is limited. The available research suggests that it has more of a negative effect than a positive effect on the health status of the people it is supposed to serve. Health insurance is a way of paying some or all of the costs of health care. It protects the insured person from paying high treatment costs in case of sickness or catastrophic events. Categorizing health insurance is difficult as there are several models according to membership, risk sharing, funding management, and health care benefits. Thus the known types are: social insurance, for-profit or non-for-profit Private health insurance, direct payment, and general taxation health system. For each one author had mentioned the advantages and disadvantages separately. For the developing countries, it was claimed that developing the social security system will improve, and the demand for it will increase due to raised employment, improved tax and contribution collection systems. However, well over 80 percent of the population in developing countries remains uncovered against basic risks despite considerable efforts from policymakers, development institutions, and donor agencies. In this article paper, we have presented potential challenges and benefits of private health insurance from the authors’ perspectives based on a thorough literature review of private health insurance laws and regulations in middle-income countries. Reference this Paper: Private Health Insurance in Syria: Challenges and Benefits by Maher Alaref, Orwa Al-Abdulla published at: "Scientific Research Journal (Scirj), Volume IX, Issue XII, December 2021 Edition, Page 20-22 ". Search Terms: Health, economics, insurance, Syria [Read Research Paper] [Full Screen] |
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